St. Catharines Campus of Care Multi-Level

The cost depends on the type of housing and level of support you need. Campuses of Care typically offer several housing options, each with a different price structure:

• Independent living may include life lease or condo-style ownership, market rental apartments, or independent suites within a retirement home where services are paid à la carte.
• Retirement homes usually range from $3,500 to $15,000 per month, depending on suite type, services, location, and operator.
• Long-term care homes follow government-set accommodation rates, generally $2,000 to $3,000 per month. The province covers care services, and subsidies are available for eligible residents. Click here for official LTC rates.

Each housing type has a different model. Independent housing may involve ownership or rental, often without services. Retirement homes are privately paid and include hospitality and personal support, which affect the total monthly cost. Long-term care homes are publicly funded for care, and residents pay only for accommodation.

Residents may move between levels of care over time. As their needs change, so does the cost. That flexibility is a key benefit of Campus of Care living, but it also makes financial planning more complex.

If you know the approximate monthly cost of your chosen housing level within a Campus of Care, whether that’s independent living, a retirement suite, or a long-term care room, you can use our Senior Housing Cost Calculator to compare it to the cost of living in your current home.

The calculator helps older adults and families estimate monthly expenses side by side, including housing, meals, utilities, maintenance, and any care services. It’s a useful tool for planning whether a move to senior living makes sense for your budget and lifestyle.