St. Catharines Retirement Homes

The average cost of retirement homes in St. Catharines typically ranges from $3,500 to $10,000 per month, though some can reach as high as $15,000. Final pricing depends on the level of care needed, the type of accommodations, the ownership model (private, corporate, or non-profit), and where the home is located.

Retirement homes in Ontario are generally private pay and are not standardized by the government. Each residence sets its own pricing, often separating base rent from care services. While the monthly retirement home fees usually include rent, utilities, meals, housekeeping, and basic amenities, personal care services like medication support or bathing assistance are charged separately or offered as bundled packages.

Prices vary based on multiple factors: whether the residence offers independent or assisted living, its location, suite size, and level of hospitality or medical support. Homes with larger suites, high-end amenities, or more advanced care services are often priced higher.

Most retirement homes are regulated by the Retirement Homes Regulatory Authority (RHRA), and some may also fall under Ontario’s Residential Tenancies Act (RTA), depending on when the building was first occupied. Because pricing is not standardized across homes, the cost of retirement living in St. Catharines can differ significantly between providers.

Some care-related expenses may also qualify for tax credits in Ontario, which can help offset total costs. Speak with a tax professional if this may apply to your situation.

Yes. If you have an estimated monthly cost from a retirement home, you can use our Senior Housing Cost Calculator to compare that amount with your current cost of living at home. The calculator helps estimate the total financial picture by accounting for rent, food, utilities, personal care, and support services.

This tool is especially useful if you're evaluating whether a move to a retirement residence is financially manageable over the long term.